All of the reports, not just credit reports, delivered by our firm are governed by the Fair Credit Reporting Act. As such, an organization needs to comply with the Fair Credit Reporting Act. This means providing a conspicuous written notice to the individual that you are about to obtain these types of reports, obtaining their written authorization, and complying with adverse action steps. Our system allows easy compliance with these requirements. Many firms have been successfully sued for non-compliance with these steps. Don’t be included in their company. If you don’t feel like reading the entire act, the document labeled Notice to Users…. and the document labeled Using Consumer Reports…. are a shorter read.
The Entire Fair Credit Reporting Act
Notice to Users of Consumer Reports (9 Pages)
Using Consumer Reports – What Employers Need to Know (4 Pages)